Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€462K
Return on Revenue
35.3%
RORWA
1.2%
Products Used
8
Digital Usage
45/100
Risk Grade
B+
Client Profile
Avg Loan Balance€45.00M
Avg Deposit Balance€12.00M
Loan Rate4.8%
Deposit Rate1.5%
RWA€38.00M
PD2.5%
LGD45.0%
Collateral Level65.0%
Strategic ImportanceCritical
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoveragePremium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€462K
→
Scenario Profit
€462K
Impact
+€0