Client Profitability Intelligence

Management Information System

Executive Overview

Portfolio-level profitability intelligence — synthetic demo data

Total Portfolio Revenue

€19.43M

Net Profitability

€3.43M

Profitable Clients

37 / 50

13 unprofitable

Portfolio Margin

17.6%

Net Profit / Revenue

Top 5 Profit Share

63.5%

Concentration risk

Executive Insights

Top 10 clients (20%) generate 58% of portfolio profit

13 clients are value-destructive despite significant volume exposure

Visa/Mastercard costs significantly burden 4 payment-intensive clients (card cost > 20% of total cost and > 8% of revenue)

Corporate segment looks healthy in aggregate, but 70% of clients have margin below threshold

Retail Mass segment looks healthy in aggregate, but 64% of clients have margin below threshold

RM Jovanović has 5 low-profitability clients — portfolio steering needed

Client Profitability Ranking

Profitability Distribution

Value Destructive (13)Marginal (4)Profitable (4)Highly Profitable (29)

Segment Summary

Corporate
€7.97M€-1.62M
SME
€3.07M€1.52M
Mid Corporate
€6.66M€2.71M
Retail Affluent
€1.67M€794K
Retail Mass
€62K€22K