Client Analysis
Full client portfolio with profitability metrics — click any client for deep dive
50 clients
| Client | Segment | RM | Loans | Deposits | Revenue | FTP / Cost of Funds | Risk Cost | Op Cost | Card Cost | Net Profit | ROR | Class |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MediPharma Group | Mid Corporate | Nikolić | €15.00M | €9.50M | €1.35M | -€525K | €75K | €168K | €32K | €546K | 66.5% | Highly Profitable |
| Danube Steel Industries | Corporate | Jovanović | €45.00M | €12.00M | €2.88M | -€1.58M | €540K | €242K | €66K | €462K | 35.3% | Highly Profitable |
| Adriatic Import-Export | Mid Corporate | Jovanović | €10.00M | €8.50M | €1.02M | -€360K | €50K | €160K | €40K | €414K | 62.4% | Highly Profitable |
| Green Energy Balkans | Mid Corporate | Petrović | €12.00M | €6.50M | €980K | -€420K | €48K | €115K | €13K | €384K | 68.5% | Highly Profitable |
| Nišava Power Systems | Mid Corporate | Nikolić | €16.00M | €7.50M | €1.20M | -€576K | €80K | €154K | €16K | €371K | 59.8% | Highly Profitable |
| Pannonia Foods | Mid Corporate | Petrović | €9.00M | €5.50M | €855K | -€315K | €54K | €121K | €21K | €344K | 63.7% | Highly Profitable |
| Premier Hotels Group | Corporate | Jovanović | €35.00M | €18.00M | €2.40M | -€1.40M | €280K | €270K | €106K | €343K | 34.4% | Highly Profitable |
| Beograd Insurance Brokerage | Mid Corporate | Nikolić | €4.50M | €11.50M | €663K | -€158K | €18K | €155K | €21K | €312K | 61.7% | Highly Profitable |
| Drina River Hydropower | Corporate | Jovanović | €52.00M | €14.00M | €2.73M | -€1.98M | €260K | €224K | €21K | €247K | 32.9% | Highly Profitable |
| Platinum Wealth Advisors | Retail Affluent | Nikolić | €5.00M | €22.00M | €657K | -€175K | €10K | €225K | €21K | €226K | 46.8% | Highly Profitable |
| Kopaonik Ski Resorts | Retail Affluent | Nikolić | €8.00M | €15.00M | €724K | -€280K | €24K | €169K | €32K | €219K | 49.3% | Highly Profitable |
| Zastava Auto Parts | Mid Corporate | Đorđević | €11.00M | €4.20M | €862K | -€418K | €88K | €121K | €19K | €217K | 48.8% | Highly Profitable |
| Pavlović Premium Banking | Retail Affluent | Nikolić | €3.20M | €14.50M | €495K | -€112K | €10K | €158K | €17K | €199K | 51.8% | Highly Profitable |
| TechNova Solutions | SME | Petrović | €2.50M | €4.80M | €400K | -€88K | €8K | €108K | €9K | €188K | 60.2% | Highly Profitable |
| Microbit Software Studio | SME | Petrović | €950K | €3.80M | €288K | -€33K | €2K | €75K | €4K | €174K | 68.5% | Highly Profitable |
| BioVita Organics | SME | Petrović | €2.00M | €3.80M | €355K | -€70K | €6K | €108K | €8K | €163K | 57.2% | Highly Profitable |
| DigiSoft Labs | SME | Petrović | €1.20M | €3.20M | €285K | -€42K | €2K | €75K | €5K | €161K | 66.2% | Highly Profitable |
| Vinca IT Systems | SME | Petrović | €1.80M | €2.90M | €302K | -€63K | €5K | €75K | €6K | €152K | 63.8% | Highly Profitable |
| Tara Mountain Resorts | Retail Affluent | Đorđević | €6.50M | €11.00M | €610K | -€247K | €33K | €156K | €23K | €151K | 41.8% | Highly Profitable |
| CyberGuard Security | SME | Petrović | €1.50M | €2.80M | €274K | -€53K | €2K | €71K | €4K | €145K | 65.4% | Highly Profitable |
| Sava Textiles | Mid Corporate | Đorđević | €8.50M | €3.20M | €719K | -€340K | €111K | €116K | €15K | €137K | 36.2% | Highly Profitable |
| AgroExport Vojvodina | SME | Đorđević | €4.20M | €1.90M | €429K | -€160K | €38K | €100K | €14K | €117K | 43.6% | Highly Profitable |
| Belgrade Media Group | Mid Corporate | Jovanović | €9.50M | €4.20M | €763K | -€361K | €124K | €150K | €18K | €110K | 27.5% | Profitable |
| Iskra Tech Manufacturing | SME | Petrović | €2.80M | €1.80M | €344K | -€98K | €22K | €113K | €11K | €99K | 40.3% | Highly Profitable |
| Belgrade Fashion House | SME | Nikolić | €2.20M | €1.50M | €301K | -€77K | €9K | €92K | €33K | €90K | 40.1% | Highly Profitable |
| SmartHome Electronics | SME | Nikolić | €3.50M | €2.20M | €373K | -€123K | €18K | €119K | €26K | €89K | 35.6% | Highly Profitable |
| FastPay Solutions | SME | Nikolić | €800K | €5.50M | €347K | -€28K | €2K | €132K | €96K | €89K | 27.9% | Profitable |
| Eko Farm Cooperative | SME | Đorđević | €4.00M | €1.80M | €343K | -€140K | €36K | €105K | €7K | €55K | 27.3% | Profitable |
| Sumadija Timber Group | Mid Corporate | Đorđević | €7.50M | €2.00M | €587K | -€315K | €105K | €112K | €9K | €46K | 16.8% | Profitable |
| Balkan Agro Holdings | Corporate | Jovanović | €32.00M | €8.00M | €2.09M | -€1.22M | €576K | €229K | €47K | €24K | 2.8% | Marginal |
| Nova Retail Chain | Corporate | Nikolić | €28.00M | €15.00M | €1.77M | -€1.06M | €252K | €272K | €172K | €16K | 2.2% | Marginal |
| Petrović Family Holdings | Retail Mass | Petrović | €180K | €95K | €20K | -€6K | €2K | €2K | €526 | €9K | 66.1% | Highly Profitable |
| Mihajlović Household | Retail Mass | Nikolić | €145K | €18K | €16K | -€5K | €2K | €3K | €521 | €6K | 49.9% | Highly Profitable |
| Đurić Mortgage Holders | Retail Mass | Petrović | €220K | €12K | €16K | -€8K | €880 | €3K | €215 | €4K | 51.0% | Highly Profitable |
| Marko Stojanović | Retail Mass | Petrović | €95K | €32K | €12K | -€3K | €2K | €3K | €333 | €3K | 41.9% | Highly Profitable |
| Nikolić Card-Heavy Customer | Retail Mass | Nikolić | €35K | €7K | €7K | -€1K | €525 | €4K | €1K | €490 | 8.6% | Marginal |
| Kovačević Salary Account | Retail Mass | Đorđević | €22K | €9K | €3K | -€770 | €462 | €2K | €137 | €107 | 3.9% | Marginal |
| Stefanović Card Customer | Retail Mass | Nikolić | €12K | €5K | €4K | -€420 | €216 | €3K | €645 | €-5 | -0.1% | Value Destructive |
| Stanković Young Professional | Retail Mass | Petrović | €8K | €22K | €3K | -€280 | €32 | €2K | €335 | €-58 | -2.1% | Value Destructive |
| Lazarević Family Savings | Retail Mass | Đorđević | €0 | €78K | €2K | -€0 | €0 | €2K | €64 | €-199 | -11.0% | Value Destructive |
| Radović Consumer Loan | Retail Mass | Đorđević | €18K | €3K | €3K | -€630 | €648 | €2K | €106 | €-260 | -10.5% | Value Destructive |
| Jovanović Pension Account | Retail Mass | Đorđević | €0 | €48K | €2K | -€0 | €0 | €2K | €94 | €-431 | -26.7% | Value Destructive |
| Atlas Logistics | Mid Corporate | Đorđević | €14.00M | €2.80M | €985K | -€588K | €210K | €163K | €40K | €-16K | -4.1% | Value Destructive |
| Eurolink Transport | Mid Corporate | Đorđević | €18.00M | €3.50M | €1.18M | -€756K | €252K | €166K | €58K | €-57K | -13.6% | Value Destructive |
| Meridian Construction | Mid Corporate | Đorđević | €22.00M | €4.00M | €1.51M | -€880K | €550K | €163K | €21K | €-99K | -15.5% | Value Destructive |
| Petrokemija Industries | Corporate | Jovanović | €41.00M | €7.50M | €2.48M | -€1.76M | €820K | €228K | €14K | €-340K | -47.1% | Value Destructive |
| Vojvodina Cement Works | Corporate | Jovanović | €38.00M | €5.00M | €2.16M | -€1.67M | €684K | €157K | €8K | €-363K | -74.7% | Value Destructive |
| Dunav Shipping Lines | Corporate | Jovanović | €48.00M | €10.00M | €2.86M | -€2.02M | €960K | €241K | €31K | €-392K | -46.7% | Value Destructive |
| Royal Plaza Development | Corporate | Jovanović | €42.00M | €6.00M | €2.33M | -€1.81M | €882K | €220K | €10K | €-594K | -114.4% | Value Destructive |
| Morava Mining Co | Corporate | Đorđević | €55.00M | €8.00M | €3.23M | -€2.48M | €1.54M | €225K | €16K | €-1.03M | -135.8% | Value Destructive |