Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€188K
Return on Revenue
60.2%
RORWA
9.4%
Products Used
6
Digital Usage
92/100
Risk Grade
A
Client Profile
Avg Loan Balance€2.50M
Avg Deposit Balance€4.80M
Loan Rate6.5%
Deposit Rate0.8%
RWA€2.00M
PD0.8%
LGD35.0%
Collateral Level80.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€188K
→
Scenario Profit
€188K
Impact
+€0