Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€546K
Return on Revenue
66.5%
RORWA
4.6%
Products Used
9
Digital Usage
78/100
Risk Grade
A-
Client Profile
Avg Loan Balance€15.00M
Avg Deposit Balance€9.50M
Loan Rate5.5%
Deposit Rate1.2%
RWA€12.00M
PD1.2%
LGD40.0%
Collateral Level75.0%
Strategic ImportanceHigh
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€546K
→
Scenario Profit
€546K
Impact
+€0