Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€161K
Return on Revenue
66.2%
RORWA
17.9%
Products Used
5
Digital Usage
95/100
Risk Grade
A+
Client Profile
Avg Loan Balance€1.20M
Avg Deposit Balance€3.20M
Loan Rate7.0%
Deposit Rate0.5%
RWA€900K
PD0.5%
LGD30.0%
Collateral Level90.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€161K
→
Scenario Profit
€161K
Impact
+€0