Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€384K
Return on Revenue
68.5%
RORWA
3.8%
Products Used
6
Digital Usage
82/100
Risk Grade
A
Client Profile
Avg Loan Balance€12.00M
Avg Deposit Balance€6.50M
Loan Rate5.5%
Deposit Rate1.0%
RWA€10.00M
PD1.0%
LGD35.0%
Collateral Level80.0%
Strategic ImportanceHigh
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€384K
→
Scenario Profit
€384K
Impact
+€0