Management Insight
Profitable with untapped cross-sell potential. Prioritize product deepening.
Recommended Action
Defend & Grow
Net Profitability
€89K
Return on Revenue
27.9%
RORWA
14.8%
Products Used
4
Digital Usage
98/100
Risk Grade
A
Client Profile
Avg Loan Balance€800K
Avg Deposit Balance€5.50M
Loan Rate7.5%
Deposit Rate0.6%
RWA€600K
PD0.7%
LGD30.0%
Collateral Level85.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€89K
→
Scenario Profit
€89K
Impact
+€0