Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€152K
Return on Revenue
63.8%
RORWA
10.9%
Products Used
5
Digital Usage
90/100
Risk Grade
A
Client Profile
Avg Loan Balance€1.80M
Avg Deposit Balance€2.90M
Loan Rate6.8%
Deposit Rate0.5%
RWA€1.40M
PD0.8%
LGD32.0%
Collateral Level82.0%
Strategic ImportanceLow
Growth PotentialHigh
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€152K
→
Scenario Profit
€152K
Impact
+€0