Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€89K
Return on Revenue
35.6%
RORWA
3.0%
Products Used
5
Digital Usage
85/100
Risk Grade
A-
Client Profile
Avg Loan Balance€3.50M
Avg Deposit Balance€2.20M
Loan Rate6.2%
Deposit Rate0.8%
RWA€3.00M
PD1.2%
LGD38.0%
Collateral Level72.0%
Strategic ImportanceLow
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€89K
→
Scenario Profit
€89K
Impact
+€0