Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€137K
Return on Revenue
36.2%
RORWA
1.7%
Products Used
4
Digital Usage
35/100
Risk Grade
B
Client Profile
Avg Loan Balance€8.50M
Avg Deposit Balance€3.20M
Loan Rate5.8%
Deposit Rate1.2%
RWA€8.00M
PD2.8%
LGD45.0%
Collateral Level58.0%
Strategic ImportanceLow
Growth PotentialLow
Cross-Sell PotentialLow
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€137K
→
Scenario Profit
€137K
Impact
+€0