Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€163K
Return on Revenue
57.2%
RORWA
10.2%
Products Used
6
Digital Usage
88/100
Risk Grade
A
Client Profile
Avg Loan Balance€2.00M
Avg Deposit Balance€3.80M
Loan Rate6.5%
Deposit Rate0.8%
RWA€1.60M
PD0.9%
LGD33.0%
Collateral Level85.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€163K
→
Scenario Profit
€163K
Impact
+€0