Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€217K
Return on Revenue
48.8%
RORWA
2.2%
Products Used
5
Digital Usage
55/100
Risk Grade
B+
Client Profile
Avg Loan Balance€11.00M
Avg Deposit Balance€4.20M
Loan Rate5.5%
Deposit Rate1.0%
RWA€10.00M
PD2.0%
LGD42.0%
Collateral Level68.0%
Strategic ImportanceMedium
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€217K
→
Scenario Profit
€217K
Impact
+€0