Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€226K
Return on Revenue
46.8%
RORWA
5.6%
Products Used
8
Digital Usage
72/100
Risk Grade
A
Client Profile
Avg Loan Balance€5.00M
Avg Deposit Balance€22.00M
Loan Rate4.5%
Deposit Rate2.5%
RWA€4.00M
PD0.8%
LGD30.0%
Collateral Level90.0%
Strategic ImportanceHigh
Growth PotentialMedium
Cross-Sell PotentialHigh
RM CoveragePremium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€226K
→
Scenario Profit
€226K
Impact
+€0