Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€145K
Return on Revenue
65.4%
RORWA
12.1%
Products Used
4
Digital Usage
96/100
Risk Grade
A+
Client Profile
Avg Loan Balance€1.50M
Avg Deposit Balance€2.80M
Loan Rate7.0%
Deposit Rate0.5%
RWA€1.20M
PD0.5%
LGD28.0%
Collateral Level92.0%
Strategic ImportanceLow
Growth PotentialHigh
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€145K
→
Scenario Profit
€145K
Impact
+€0