Management Insight
Stable profitable relationship. Monitor and maintain service quality.
Recommended Action
Defend & Grow
Net Profitability
€55K
Return on Revenue
27.3%
RORWA
1.6%
Products Used
3
Digital Usage
42/100
Risk Grade
B+
Client Profile
Avg Loan Balance€4.00M
Avg Deposit Balance€1.80M
Loan Rate6.2%
Deposit Rate0.8%
RWA€3.50M
PD2.2%
LGD42.0%
Collateral Level65.0%
Strategic ImportanceLow
Growth PotentialMedium
Cross-Sell PotentialLow
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€55K
→
Scenario Profit
€55K
Impact
+€0