Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€371K
Return on Revenue
59.8%
RORWA
2.7%
Products Used
6
Digital Usage
65/100
Risk Grade
A-
Client Profile
Avg Loan Balance€16.00M
Avg Deposit Balance€7.50M
Loan Rate5.4%
Deposit Rate1.2%
RWA€14.00M
PD1.4%
LGD38.0%
Collateral Level78.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€371K
→
Scenario Profit
€371K
Impact
+€0