Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€90K
Return on Revenue
40.1%
RORWA
5.0%
Products Used
4
Digital Usage
78/100
Risk Grade
A-
Client Profile
Avg Loan Balance€2.20M
Avg Deposit Balance€1.50M
Loan Rate6.8%
Deposit Rate0.6%
RWA€1.80M
PD1.2%
LGD35.0%
Collateral Level70.0%
Strategic ImportanceLow
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€90K
→
Scenario Profit
€90K
Impact
+€0