Management Insight
Stable profitable relationship. Monitor and maintain service quality.
Recommended Action
Digitize / Simplify
Net Profitability
€46K
Return on Revenue
16.8%
RORWA
0.7%
Products Used
3
Digital Usage
22/100
Risk Grade
B
Client Profile
Avg Loan Balance€7.50M
Avg Deposit Balance€2.00M
Loan Rate6.0%
Deposit Rate1.0%
RWA€7.00M
PD3.0%
LGD48.0%
Collateral Level55.0%
Strategic ImportanceLow
Growth PotentialLow
Cross-Sell PotentialLow
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€46K
→
Scenario Profit
€46K
Impact
+€0