Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€414K
Return on Revenue
62.4%
RORWA
4.9%
Products Used
7
Digital Usage
75/100
Risk Grade
A-
Client Profile
Avg Loan Balance€10.00M
Avg Deposit Balance€8.50M
Loan Rate5.2%
Deposit Rate1.4%
RWA€8.50M
PD1.3%
LGD36.0%
Collateral Level76.0%
Strategic ImportanceHigh
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€414K
→
Scenario Profit
€414K
Impact
+€0