Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€219K
Return on Revenue
49.3%
RORWA
3.1%
Products Used
7
Digital Usage
60/100
Risk Grade
A
Client Profile
Avg Loan Balance€8.00M
Avg Deposit Balance€15.00M
Loan Rate4.8%
Deposit Rate2.2%
RWA€7.00M
PD1.0%
LGD32.0%
Collateral Level85.0%
Strategic ImportanceMedium
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€219K
→
Scenario Profit
€219K
Impact
+€0