Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€9K
Return on Revenue
66.1%
RORWA
6.5%
Products Used
3
Digital Usage
65/100
Risk Grade
B+
Client Profile
Avg Loan Balance€180K
Avg Deposit Balance€95K
Loan Rate8.2%
Deposit Rate0.5%
RWA€140K
PD2.5%
LGD45.0%
Collateral Level55.0%
Strategic ImportanceLow
Growth PotentialLow
Cross-Sell PotentialLow
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€9K
→
Scenario Profit
€9K
Impact
+€0