Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€3K
Return on Revenue
41.9%
RORWA
4.7%
Products Used
4
Digital Usage
78/100
Risk Grade
B
Client Profile
Avg Loan Balance€95K
Avg Deposit Balance€32K
Loan Rate8.9%
Deposit Rate0.3%
RWA€75K
PD3.2%
LGD50.0%
Collateral Level40.0%
Strategic ImportanceLow
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€3K
→
Scenario Profit
€3K
Impact
+€0