Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€6K
Return on Revenue
49.9%
RORWA
4.8%
Products Used
4
Digital Usage
88/100
Risk Grade
B+
Client Profile
Avg Loan Balance€145K
Avg Deposit Balance€18K
Loan Rate8.5%
Deposit Rate0.4%
RWA€115K
PD2.8%
LGD45.0%
Collateral Level50.0%
Strategic ImportanceLow
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€6K
→
Scenario Profit
€6K
Impact
+€0