Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€4K
Return on Revenue
51.0%
RORWA
2.3%
Products Used
3
Digital Usage
55/100
Risk Grade
A-
Client Profile
Avg Loan Balance€220K
Avg Deposit Balance€12K
Loan Rate6.2%
Deposit Rate0.3%
RWA€175K
PD1.2%
LGD30.0%
Collateral Level85.0%
Strategic ImportanceMedium
Growth PotentialLow
Cross-Sell PotentialMedium
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€4K
→
Scenario Profit
€4K
Impact
+€0