Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€199K
Return on Revenue
51.8%
RORWA
7.9%
Products Used
7
Digital Usage
80/100
Risk Grade
A
Client Profile
Avg Loan Balance€3.20M
Avg Deposit Balance€14.50M
Loan Rate4.6%
Deposit Rate2.4%
RWA€2.50M
PD0.9%
LGD32.0%
Collateral Level88.0%
Strategic ImportanceHigh
Growth PotentialMedium
Cross-Sell PotentialHigh
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€199K
→
Scenario Profit
€199K
Impact
+€0