Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€99K
Return on Revenue
40.3%
RORWA
4.1%
Products Used
5
Digital Usage
70/100
Risk Grade
B+
Client Profile
Avg Loan Balance€2.80M
Avg Deposit Balance€1.80M
Loan Rate6.6%
Deposit Rate0.7%
RWA€2.40M
PD2.0%
LGD42.0%
Collateral Level65.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialMedium
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€99K
→
Scenario Profit
€99K
Impact
+€0