Management Insight
Stable profitable relationship. Monitor and maintain service quality.
Recommended Action
Defend & Grow
Net Profitability
€110K
Return on Revenue
27.5%
RORWA
1.3%
Products Used
5
Digital Usage
50/100
Risk Grade
B
Client Profile
Avg Loan Balance€9.50M
Avg Deposit Balance€4.20M
Loan Rate5.7%
Deposit Rate1.1%
RWA€8.80M
PD2.8%
LGD45.0%
Collateral Level55.0%
Strategic ImportanceMedium
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€110K
→
Scenario Profit
€110K
Impact
+€0