Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€247K
Return on Revenue
32.9%
RORWA
0.7%
Products Used
6
Digital Usage
55/100
Risk Grade
A-
Client Profile
Avg Loan Balance€52.00M
Avg Deposit Balance€14.00M
Loan Rate4.4%
Deposit Rate1.8%
RWA€38.00M
PD1.2%
LGD35.0%
Collateral Level80.0%
Strategic ImportanceCritical
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoveragePremium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€247K
→
Scenario Profit
€247K
Impact
+€0