Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€117K
Return on Revenue
43.6%
RORWA
3.1%
Products Used
4
Digital Usage
48/100
Risk Grade
B+
Client Profile
Avg Loan Balance€4.20M
Avg Deposit Balance€1.90M
Loan Rate6.0%
Deposit Rate0.8%
RWA€3.80M
PD2.2%
LGD42.0%
Collateral Level62.0%
Strategic ImportanceMedium
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageMedium
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€117K
→
Scenario Profit
€117K
Impact
+€0