Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€312K
Return on Revenue
61.7%
RORWA
8.9%
Products Used
8
Digital Usage
82/100
Risk Grade
A
Client Profile
Avg Loan Balance€4.50M
Avg Deposit Balance€11.50M
Loan Rate5.2%
Deposit Rate1.4%
RWA€3.50M
PD1.0%
LGD35.0%
Collateral Level78.0%
Strategic ImportanceHigh
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€312K
→
Scenario Profit
€312K
Impact
+€0