Management Insight
Strong, efficient relationship. Scalable model — defend and grow.
Recommended Action
Defend & Grow
Net Profitability
€174K
Return on Revenue
68.5%
RORWA
24.9%
Products Used
5
Digital Usage
97/100
Risk Grade
A
Client Profile
Avg Loan Balance€950K
Avg Deposit Balance€3.80M
Loan Rate7.2%
Deposit Rate0.5%
RWA€700K
PD0.7%
LGD30.0%
Collateral Level92.0%
Strategic ImportanceMedium
Growth PotentialHigh
Cross-Sell PotentialHigh
RM CoverageLow
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€174K
→
Scenario Profit
€174K
Impact
+€0