Management Insight
Highly profitable anchor client. Protect relationship and explore premium services.
Recommended Action
Defend & Grow
Net Profitability
€151K
Return on Revenue
41.8%
RORWA
2.6%
Products Used
6
Digital Usage
58/100
Risk Grade
A-
Client Profile
Avg Loan Balance€6.50M
Avg Deposit Balance€11.00M
Loan Rate4.9%
Deposit Rate2.0%
RWA€5.80M
PD1.3%
LGD35.0%
Collateral Level80.0%
Strategic ImportanceMedium
Growth PotentialMedium
Cross-Sell PotentialMedium
RM CoverageHigh
Profitability Decomposition
What-If Scenario Simulation
Loan Spread Adjustment0bp
Fee Income Uplift0%
Op Cost Reduction0%
Card Cost Optimization0%
Current Profit
€151K
→
Scenario Profit
€151K
Impact
+€0